Interest Rate:

6 % guaranteed from date of investment
interest rate is based on 360 banking days to 255 market days

Fond management:

ViennaLifeLtd 105 Bonadie Road Kingstown St.Vincent+Grenadines

Clearing

 4211 South 102^nd Street USA,  Omaha, NE 68127

Banking account:

  871451365 ameritrade a/c# 16424641 ABA# 104000016

Banking address:

First National Bank of Omaha 16^th and Dodge Street NE 68102

Minimum investment:

US $  20000-

Investment fee:

5 %

Reinvestment fee:

1 % after outrunning  for first investment including interest gain

Redemption fee:

1 %

Management fees:

no fee will be charged

Other fees:

no other fees or cost will be charged

Tax:

paid in St.Vincent. VLF is not responsible for any tax regulations within
your home country. Please take care of the specific regulations